Adventures In August


We have had a very busy and amazing August, I have been working mainly from home, but thankfully I had a couple of weeks off, plus as it was officially the half term for the boys, so we wanted to make the most of the sunshine and our time together.


Chessington World Of Adventures
It has to be one of my favourite places to visit, we had to wear our masks on some of the rides which was fine, our tickets were timed which meant there was no queuing on entry, and queuing for rides was socially distanced which made everyone feel safe, it was feel good vibes and a very fun day.


It was reasonably busy, but not as busy as it would normally be, overall we had the most amazing day and had the opportunity to go on many of our favourite rides.


St James Park & Horse Guard Parade
We headed to St James Park to enjoy the sunshine, amazingly we came across these stunning and very friendly Parakeets, we watched as a family fed them, the family kindly gave us some apple and we managed to capture some awesome images.

 

We also headed to Horse Guards Parade the city is pretty quiet (pre-COVID) so it was nice to get the opportunity to take some images of the city less crowded.


Park Life
We took the opportunity to visit the park almost every day, it has been a great relaxing way to de-stress and spend some quality time together.



I also started the Couch to 5k challenge which has been amazing for me and very therapeutic, unfortunately, I strained my knee quite badly which took over a couple of weeks to heal, I have started exercising at home rebuilding my strength before I head back to jogging in the park.


Camden Market
Camden Market in London is a pretty cool place to visit, there are lots of amazing street food and unique stalls.

 

We spend the afternoon mulling around looking at the stalls and eating of course.


Among The Trees
We headed to the Haywood Gallery in London to spend some therapeutic time exploring the among the tree exhibition, read more about our day on my new blog at www.shahnazinlondon.com.


Birthday
It was my birthday yay, mixed emotions as it was the first one without my mum, but overall I had a great day and lots of love and gifts and cake, we headed to London Zoo to celebrate on the day, and hubby took me out for a meal the following evening.


London Zoo
What an amazing day, we were super excited as it had been a while since we last visited the Zoo, there was, social distancing rules in place at the Zoo and we had to wear masks when inside enclosed spaces, tickets were timed so it wasn't too busy, such a great memorable day.


I hope you all had a fabulous summer break. 

London Transport Museum Is Re-Opening


We have always loved visiting the London Transport Museum and have really missed not visiting over the summer, but we are happy to share that London Transport Museum will reopen its doors on 7 September 2020. The Museum including its much-loved shop and cafĂ© Canteen will reopen daily between 11:00 and 19:00, except for Thursdays and Sundays when the Museum will close earlier at 18:00. But you will need to book your timed tickets in advance online. Book online here https://www.ltmuseum.co.uk/visit.


London transport museum


If you haven't visited the London Transport Museum’s Depot in Acton, then I highly recommend you go, The London Transport Museum’s Depot in Acton will reopen for visitors to explore for its first-ever summer season.



The depot full of transport treasures will now be open for 10-days of summer family fun from Wednesday 19 to Sunday 23 and Wednesday 26 to Sunday 30 August 2020.



Families will enjoy the cool collection from vintage London buses to classic Tube trains, and kids will receive a special activity pack. Timed tickets must be booked in advance online. For more details about the Depot opening can be found on the Depot Summer Season page.



The museum has also recently launched a fundraising appeal so head over and show your support as the museum doesn't receive regular funding from central government and it costs over £25,000 a day to open the Museum. By donating, you will help the Museum and care for our world-leading collection and deliver our vital employability and skills programmes to get young Londoners back on their feet with job opportunities and apprenticeships in the transport industry.

The Secret: Dare to Dream


Katie Holmes and Josh Lucas Star in the Uplifting Film Based Upon the Best-Selling Book Arriving in Homes on 7th August

 

LONDON, UK – July 28, 2020 – Lionsgate UK will release hope-filled film The Secret: Dare to Dream on Premium Video on Demand from Friday, 7th August. The feel-good romantic drama starring Katie Holmes, Josh Lucas, and Jerry O’Connell explores hope and gratitude in one’s darkest days and reminds us that it’s never too late to believe again.

 

Based on the groundbreaking best-selling book about the law of attraction by Rhonda Byrne, The Secret: Dare to Dream follows Miranda (Katie Holmes), a young widow trying to make ends meet while raising her three children and dating her boyfriend (Jerry O’Connell). A devastating storm brings an enormous challenge and a mysterious man, Bray (Josh Lucas), into Miranda’s life. Bray reignites the family’s spirit but, unbeknownst to Miranda, also holds an important secret — one that will change everything. With its timeless messages of hope, compassion, and gratitude, The Secret: Dare to Dream is an inspiring and heartwarming film that shows how positive thoughts can transform our lives.

 

The Secret: Dare to Dream will be available to rent for £13.99 through On Demand platforms such as Sky, Amazon, Apple, Google, Virgin, Talk Talk, Chili TV, XBOX, Sony PS, Rakuten and Showcase At Home starting Friday 7th August.

How do reverse mortgage applications work


Retirement sounds great, but there is nothing worse than retirement with not enough spending money! 

A retirement home loan which is also commonly known as a reverse mortgage can help those of retirement age to stay abreast of their financial matters. If you are not well-versed in the ins and outs of this unique kind of loan, here are some pointers to help you.  

 

How do you get your money? 

If your application for a reverse home loan is approved, you will have to take delivery of the money.  There are several ways in which you can do so.  

Your first option is to set up regular payments in monthly episodes, almost like a monthly salary. Just gives you far more control over your budgeting and is the most predictable option.  

The second option is to take the funding in line of credit which allow you to spend some of your money as and when you need it, almost as if you were using a credit card. 

Finally, you also have the option of having the entire loan amount paid to you in a lump sum. This makes it easier to cover large, unexpected expenses. 


How does the payback work? 

When it comes to paying back a reverse mortgage, time is on your side - you have a lot more time to pay it back than you would have for a regular mortgage. With a reverse mortgage, you will have access to some additional money during your retirement, in the form of a percentage of the total value of your house. The payback terms are not set in stone, and you are only really liable to repay the money if you choose to leave the house. This choice is up to you, of course. Your best option is read as much AAG reviews as you can and pick the optimal reverse loans provider for your needs. Because a reverse mortgage is so flexible, it gives you far more control over the repayment of that which you have borrowed. 


Don't get carried away 

Even though the conditions of a reverse mortgage seem idealized compared to those of a regular mortgage, I would strongly advise that you don't lose sight of the overall picture. Because it is still alone you will still need to honour the amount of interest that goes hand-in-hand with borrowing money. If you are unable to repay the full amount at the end of your loan, the house against which you borrowed the money will have to be sold to recoup the costs. 

This is why it is important to accurately calculate the current value of your home, so that the correct percentage can be worked out for the amount that you can borrow in form of a reverse home loan. Your lender will use a tool, known as a reverse home loan calculator, using factors such as your home's age, location and the overall condition of your house to determine its value. Federal laws prevent you from borrowing the full value of your home, but this reverse mortgage calculator makes the application process fair and regulated for all involved. 


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